Did you know you should never use a debit card to pay when you shop?
With a debit card, the money comes straight out of your account—so if there’s fraud, it can take weeks to get it back.
Plus, you miss out on credit card perks like cashback, points, extended warranties, and purchase protection.
Using a credit card (and paying it off) keeps your money safe and actually pays you back for spending.
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海外クルーズを絶対お薦めする理由!! #海外旅行 #クルーズ #ロイヤルカリビアン


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