Your debit card and credit card might look the same, but they don’t work the same.
When you tap your debit card, that’s just your money leaving your account. No extra points, no credit score boost, nothing.
However when you use your credit card, it gives you a chance to build and if you use it wisely, pay it back on time, it gives you a good credit history, access to better rates, and all the perks like cashback, rewards, even travel insurance.
So if your goal is to grow financially, your debit card won’t get you there alone.
Btw, drop your favorite credit card in the comments and tell me why you like it. I’m curious.
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#creditcards #debitvscredit #financialliteracy #buildcredit #moneymoves #personalfinance101 #moneytipsdaily
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