Here’s what most people get wrong (and how to fix it):
✔️ Don’t max it out and pay once a month — that keeps your utilization high
✔️ Use less than 10% of your total limit
✔️ Pay it off before the statement date, not the due date
📈 That’s how you build credit faster and smarter.
👉 Comment “credit” or visit 850ClubElite.com to learn the real strategy that works!
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