The SBI Card PRIME has a joining fee of ₹2,999 along with applicable taxes, which is levied in the first billing cycle following card issuance. The renewal fee for a year is also ₹2,999 along with taxes, effective from the second year onwards. This renewal fee is waived off, however, on spending of ₹3 lakh or more in the previous year.
The card has an interest rate of a maximum of 3.75% per month (45% per year) on late payments. For delayed payments, late payment fees between ₹400 to ₹1,300 may be levied based on the outstanding. On cash advances, a transaction fee of 2.5% or ₹500 (whichever is greater) is charged. Foreign currency transactions also come with a 3.5% markup of the transaction value.
SBI Card. The card provides a 20 to 50-day interest-free credit period if the outstanding last month’s balance is settled in full.
Credits – https://rewardyourcard.com/sbi-prime-credit-card-benefits-review/
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