Monzo Credit Card Apply: How to Get Started with Monzo

To apply for a Monzo credit card, you’ll need to use Monzo Flex, which is not a traditional credit card but offers similar benefits with a Buy Now, Pay Later twist. This Monzo credit card review highlights how Flex allows you to split purchases into manageable payments without interest if paid within three months. The application process is straightforward: download the Monzo app, create an account, and apply for Flex with a soft credit check that doesn’t impact your score initially.

Once approved, you can manage your Flex balance alongside your current account in the app. Monzo Flex offers a starting credit limit up to £10,000 and allows you to pay abroad without additional fees. While it’s not a traditional credit card, Monzo Flex provides flexibility and control over your payments, making it a popular choice for those seeking to manage their finances effectively.

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