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4G al 11:10 O Vol 0.10 LTE1 KB / s : 6 Best Best Student Credit Cards In bankkaro.com What to look for in a good student credit card ? 77 1.Interest rate While you should always spend less than your income , a credit card with a low interest rate is good to have . In case there are some months where you are above your limit , the burden can be reduced even if by a few percentage points . 2.Fees The joining and renewal fees for a credit card are most important when you are a student or a recent graduate and have a narrow stream of income . Preferably pick a lifetime free credit card or one that has a renewal fees of less than Rs 1,000 per annum . 3.Eligibility For students and recent graduates , income streams and credit scores are not that great . Go for a credit card that will be eligible for you even if you don’t have a great financial record . Others might not get approved . 4.Rewards 34.Rewards Apart from fees , eligibility , and interest rates , rewards should be on your list when choosing your student credit card . Nowadays , most good cards give the opportunity to earn good cashback and rewards . Be sure not to miss that opportunity . FAQS Conclusion These best credit cards for students in college offer a lot of rewards but are also to be used responsibly . You should keep in mind that credit cards charge a very high interest rate if the payments are not made in time . As a student you need to tackle a lot of expenses and credit cards can act as a safety net for you . However , you should evaluate your needs and spending habits to make a rational decision . Can an 18 year old get a credit card ? Yes , most credit cards on this list will be eligible if you are above the age of 18 and an Indian resident .
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