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How to Use Credit the Smart Way | The Double-Edged Sword of Credit Cards

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With discipline and strategy — you can actually save money.

Learn how to make credit work for you, not against you.

Watch the full episode for budgeting, credit, and saving tips 

Featuring:
Muhammad Ayub – Host & Founder
Qasim Ali – Chartered Accountant (India & UAE) with 14+ years of tax insight
Hirshi Kumar – Remote SaaS pro saving 85% of his income

🎬 Behind the scene
Maham Shafi

#SmartCredit #CreditCardTips #DoubleEdgedSword #FinanceShorts #FoundersTalkWithAyub #MoneyMindset #SaveMoney #BudgetSmart #UAEFinance #WealthTips

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