Credit Card Minimum Payments: Trap or Tool?

Paying the minimum on your credit card accrues interest, leading to long-term debt. We explore how secured credit cards build credit, even with a limited or poor history. #CreditCardDebt #MinimumPaymentTrap #SecuredCreditCard #BuildCredit #FinancialLiteracy #CreditCardTips #DebtManagement #PersonalFinance #CreditScore #MoneyManagement